Sometimes situations arise which are outside your control. Our individual cover is specifically designed for self-employed hairdressers, beauty therapists and hair stylists working on a mobile basis, renting a chair in a salon or working from home. Our cover is available from £37.50 a year for hair and nails and £52.50 a year for beauty, hair and nails*. In the event of a claim, this premium could be a fraction of the costs you might be faced with if you were uninsured and an accident occurred.

Cover can include:

• £6,000,000 Public, Products and Treatment Liability (included as standard)
• £5,000 and £10,000 of Kit, Equipment and Property cover available (optional extra at an additional fee)
• Many advanced beauty treatments available under the Hair and Beauty Policy (optional extra with a beauty policy, at an additional fee)
• Teacher Training Cover available including cover for students attending (optional extra at an additional fee)
• Make-up and Spray Tan cover (included as standard)
• Hairdressers Journal International Magazine (as an optional extra) for a discounted price of just £42.00 for 12 copies, normally £60.00**

*As of July 2026. Prices are from £37.50 a year (including fee and insurance premium tax). Additional cost for optional extras as shown. Eligibility criteria can include claims history, court county judgements, bankruptcies, individual voluntary arrangements, and criminal convictions. Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
**Discounted 12-month Hairdressers Journal International Magazine membership available with eligible policies. Includes 12 issues per year. Digital membership available worldwide; print membership available to UK residents only. Direct Debit memberships renew automatically unless cancelled. Annual one-off memberships do not auto-renew. A 14-day cooling-off period applies. Full Terms & Conditions apply.