HJ Direct Salon Insurance is specifically designed to help provide protection for you as the Salon Owner, your employees, your premises and your customers. Cover starts from £215.76* for the year.

Cover can include:

• Monthly Instalment option available
• Contents cover from £5,000 (minimum sum insured, included as standard)
• Covers up to £6,000,000 for Public, Product and Treatment Liability (included as standard)
• Employers Liability Cover of £10,000,000 (included as standard)
• £400,000 for Business Interruption with a 24-month indemnity period (loss of earnings included as standard
• Free 12-month subscription to Hairdressers Journal International Magazine (included as standard)**
• Money and Glass cover (included as standard)

*As of July 2026. Prices are from £215.76 a year (including fee and insurance premium tax). Pricing is based on postcode and level of contents cover, and if any advanced treatments are included as an optional extra. Policy excess is £350 on all claims for contents cover, with increased excess for flood, escape of water and accidental damage to laser equipment. Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
**Free 12-month Hairdressers Journal International Magazine membership available with eligible policies. Includes 12 issues per year. Digital membership available worldwide; print membership available to UK residents only. Direct Debit memberships renew automatically unless cancelled. Annual one-off memberships do not auto-renew. A 14-day cooling-off period applies. Full Terms & Conditions apply.